Cash to Close Calculator

Home price

Down payment

Mortgage period (years) Interest rate

Property tax (annual)

Home insurance (annual)

Condo / HOA fees (monthly)

Mortgage insurance (monthly)

$28278

Estimated Cash to Close

per month

Principal & interest

Property tax

Home insurance

HOA fees

Mortgage insurance

Closing Costs Calculation

A. Origination Charges	$999.00
Points	$
Origination Fee	$
Underwriting Fee (Optional)	$

B. Services you cannot Shop for	$1540.50
Third Party Processing Fee	$
Appraisal Fee	$
Credit Report	$
Flood Determination Fee	$
Life of Loan Tax Service	$
Tax Certification Fee	$

C. Services you can Shop for	$1731.50
Title-Lenders Title Policy	$
Title- Settlement or Closing Fee	$
Title- Abstract or Title Search	$
Title- Survey	$
Endorsement 5.1	$
Endorsement 8.1	$
FF.9 or Florida Form 9	$

D. Total Loan Costs	$4271.00

E. Taxes and Government Fees	$1819.17
Recording Fees and Other Taxes	$
Recording Fee Mortgage	$
Note Stamps	$
Intangible Taxes	$

F. Prepaids	$3610.30
Homeowners Insurance (12 months)	$
Prepaid Interest (Based on 15 days)	$
Property Taxes (3 months)	$
Flood Insurance	$

G. Escrow	$1532.25
Homeowners Insurance (3 months)	$
Property Taxes (3 months)	$
Flood Insurance	$

H. Other	$0.00
Condo / Hoa - Prepaid (3 months)	$
Condo / Hoa - Transfer Fee	$
Homebuyer Education Workshop	$
Misc. Fee	$

TOTAL CLOSING COSTS

$10337.72

Cash-To-Close (including deposit)

$19307.72

Disclaimer: This worksheet is only an estimate. This worksheet is to be used to estimate closings costs for a buyer obtaining a loan. The more accurate estimate of closing costs will be shown on the "Loan Estimate" (LE), and the actual closing costs will be shown on the Closing Disclosure (CD). The information presented here is for estimate purposes only and should not be construed as a guarantee or commitment by any parties as to the final costs of the transaction.