Elegant Loans - Wholesale Mortgage Brokerage

Independently owned & operated. We treat clients like family.

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    • Welcome to Elegant Loans
    • The Steps
    • How Much Is Monthly Payment?
    • How Much Is Cash to Close?
  • Products
  • Get Approved!
    • Complete Application!
    • Check Credit!
    • Submit Documents!
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      • Michael A. Melnyk
      • Cindy Kelly
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(813) 303-LOAN

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You are here: Home / Welcome to Elegant Loans

Welcome to Elegant Loans

Thank you for choosing Elegant Loans.
It is an honor to help you to obtain your mortgage.
We want to make it as easy and clear as possible for you.

It is highly recommended that you review “The Steps” of the mortgage process, urgent items are in red.
Click here:  The Steps of Mortgage Process

As a wholesale mortgage brokerage, we have access to a large variety of product and lenders.
Click here:  All Products

What is Estimated Monthly Payment?
Click here:  Mortgage Calculator

How much are Closing Costs?
What you will need to bring out-of-pocket at the closing is called “Cash-to-Close”.
Cash-to-Close = Required Down Payment + Closing Costs
Click here:  Cash-to-Close Calculator

Is Down Payment Assistance Available?
Yes.  The program is explained here:  Down Payment Assistance

How do I get pre-approved?
There are only three steps:
1 – Complete the Application
2 – Obtain your Credit Report
3 – Submit your Documents

Does Elegant Loans have a Price Match Guarantee?
Yes, just provide the Loan Estimate or advertisement and we’ll beat it.

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© 2025 Elegant Loans, Corp.
5811 Memorial Hwy #201
Tampa, FL 33615
+1 727 734 5051
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