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You are here: Home / Down Payment Assistance

Down Payment Assistance

Down Payment Assistance

WHAT PROGRAMS ARE AVAILABLE THROUGH ELEGANT LOANS?

•  Hometown Heroes
850-488-4197 – Click here for more info

•  City of Tampa – “Dare to Own the Dream” (DARE)
813-274-7940 – Click here for more info

•  100% Financing, through Lender Down Payment Assistance
(FHA loan, with the down payment assistance from lender)

•  Fannie Mae‘s Special Purpose Credit Program (SPCP)
$5000 grant, Click here for more info

•  City of Tampa – East Tampa CRA Down Payment Assistance Program
813-274-7940 – Click here for more info

•  Pinellas County – SHIP
727-464-8210 – Click here for more info

•  City of Orlando – Down Payment Assistance Program
407-246-2708 – Click here for more info

•  Orange County – Down Payment Assistance Program
407-836-5174 – Click here for more info

•  Realtors Care Foundation – Home Buyers Grant Program
813-310-8200 – Click here for more info

GENERAL PROGRAM REQUIREMENTS:

  • Minimum 620 Credit Score
  • Maximum 49.99% Debt-to-Income Ratio
  • Complete all requirements for Conventional or FHA loan
WHO SHOULD APPLY?
The program is designed for borrowers that are unable to buy a home because they do not have any other way to obtain funds for the downpayment.  If you can receive a gift from a relative for your downpayment, then you should use those gift funds instead of participating in this program.

HOW TO APPLY?
Click Here:  https://elegantloans.com/dpa-application/
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© 2025 Elegant Loans, Corp.
5811 Memorial Hwy #201
Tampa, FL 33615
+1 727 734 5051
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